Equipment financing
Business equipment financing supports purchases ranging from light-duty tools to heavy industrial systems. Manufacturing shops along Auto Center Drive regularly finance CNC mills, injection molders, and powder-coating lines. Construction contractors in Deer Valley and Sand Hill finance excavators, concrete pumps, and aerial lifts. Distribution centers near Highway 4 finance forklifts, pallet racking, and conveyor systems. Medical practices finance imaging machines and dental chairs. Restaurants finance ovens, refrigeration units, and point-of-sale hardware. The common thread: the equipment itself serves as collateral, which streamlines underwriting and accelerates approval timelines.
Equipment financing
Lenders evaluate time in business, credit profile, revenue consistency, and the resale value of the equipment you intend to purchase. Most equipment financing companies require at least one year of operating history and a credit score above 600, though exceptions exist for newer businesses with strong down payments or personal guarantees. Because the asset secures the loan, approval odds improve when you finance equipment with a liquid secondary market. Elmfield Business Capital reviews your scenario before submission, eliminating mismatched lender programs and compressing the decision window.
How it works
Call (925) 502-2438 or visit our office at 3731 Sunset Ln, Antioch, CA 94509 with your equipment quote, recent bank statements, and a brief summary of how the asset will generate revenue. We identify lenders whose appetite matches your industry and collateral type, then coordinate document collection and underwriting. Our broker model means you access multiple equipment lending companies without redundant applications. For businesses exploring other capital structures, review our commercial real estate and working capital pages, or browse the full menu on our Antioch business financing hub. We serve the entire Contra Costa service area, from Bay Point to Bethel Island.
Equipment financing
A fabrication shop in the Hillcrest Industrial Park needed a fiber-laser cutting table to fulfill a county infrastructure contract. The owner had strong revenue but limited liquid cash. We connected him with a lender offering a five-year term secured by the laser itself, preserving his line of credit for raw materials and subcontractor deposits.
Serving the Antioch area

We know which lenders fund which kinds of Antioch businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Antioch owners trust Elmfield Business Capital